Meet That Real Estate Chick
Roni & Berkshire Hathaway Home Services Southern Coast Real Estate
Tips from Roni
Buying or selling a home can feel overwhelming, but it doesn't have to. With 17 years of experience as a Summerville Realtor, I know that these simple tips are going to make your experience a simple and stress free one.
You decided to sell your house, and you can’t wait to buy a new place. There's just one thing standing in your way: You've got to close the deal on your current one first. You just hope it doesn't take months to get an offer. You want to sell your house fast!
Well, there’s one tried-and-true trick that’s proven to reduce your home’s time on the market.
Excerpted from Dave Ramsey Website
QUESTION: I am looking to buy my first home by July 2020. I have started working on my credit and saving money for my down payment. What else should I be doing or what are the next steps I should be taking?
ANSWER: It’s great that you recognize that you need to be prepared well in advance when you want to buy a home. In particular, getting in the habit of saving money will help. If you have an idea of what you think you can afford for a mortgage payment, you should try to save the difference between your current rent and that mortgage payment every month.
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Excerpted from Realtor.com
Homeowners who want to sell their home know they need to get the place spruced up for marketing, but a tougher challenge for some sellers is to get mentally prepared for putting their residence on the market.
After all, if you've been happily living in your home for years, it can be emotionally hard to detach yourself from your memories and look at the place as a commodity you're selling.
For a smoother sales transaction that garners the most possible profit from your sale, avoid these common, yet costly, seller mistakes:
- Skipping a Home Inspection
- Skimping on Your Sales Prep
- Choosing the Wrong Realtor
- Neglecting to Ramp Up Your Curb Appeal
- Withholding Information from Buyers
- Overpricing Your Home
- Being Unprepared for Your Next Step
- Letting Your Pets and Kids Spoil a Sale
Excerpted from Realtor.com
Here's a 10-step primer on short sales and the steps you will need to take to purchase one.
Foreclosure is a fairly well-understood process, but as "short sale" signs sprout like weeds, you may wonder what they are all about.
When a lender agrees to accept a mortgage payoff amount that is less than what is owed in order to facilitate a sale of the property by a financially distressed owner, it's called a short sale. The lender forgives the remaining balance of the loan.
Everyone loses — or wins
Short sales are a mixed bag for the buyer, the seller and the lender.
Excerpted from Bankrate
WEIGH YOUR OPTIONS:
Fixed rate and adjustable rate mortgages are the two main types of mortgages, but there is a wide variety of other mortgage products available. Below are pros and cons of just a few of the mortgage products you may want to consider.
To view a comprehensive list of mortgage loans, and to learn their pros and cons, click the link below.
Excerpted from USA.gov
Berkshire Hathaway Inc.
Berkshire Hathaway Inc. is a worldwide holding company headquartered in Omaha, Neb. Its chairman and CEO is Warren Buffett, often referred to as the Oracle of Omaha and who, according to Time magazine’s 2012 ranking, is among the world’s most influential people.
Warren Buffett became Chairman of Berkshire Hathaway in 1969. The Berkshire Hathaway approach is to acquire companies with great brands, great products and strong leadership. In March 2000, Berkshire Hathaway became the majority owner of MidAmerican Energy Holdings Company. MidAmerican Energy Holdings Company acquired a majority interest in HomeServices of America in 1998.
Berkshire Hathaway employs nearly 300,000 people and owns more than 55 companies, including GEICO, Fruit of the Loom, Dairy Queen, Helzberg Diamonds, Benjamin Moore Paints, NetJets®, Burlington Northern, See’s Candies, MidAmerican Energy Holding Company and HomeServices of America.
According to the Forbes Global 2018 ranking that utilizes a mix of sales, profit, assets and market value, Berkshire Hathaway is the fourth-leading public company in the world.
Information regarding the financial performance of Berkshire Hathaway Inc. and its subsidiaries can be found at berkshirehathaway.com.
Berkshire Hathaway is proud of the values with which it conducts business. It has and will continue to uphold the highest levels of business ethics and personal integrity in all transactions and interactions.
Berkshire Hathaway is among the world’s most admired companies according to Fortune’s 2018 ranking.
Berkshire Hathaway is among the world’s most profitable companies according to Fortune’s 2018 ranking.
According to the 2018 Harris Poll EquiTrend Real Estate Agency Brand of the year ranks Berkshire Hathaway as a leader in the industry.